How to close Amazon Pay later account {4 simple ways}

E-commerce website Amazon is known to most people as a website that sells products online. The store can be used to buy electronic goods, jewellery, clothes, mobiles, laptops and other types of items from A to Z. Today we are going to tell you how to close Amazon pay later account with 4 different ways.

In our article today, we are going to speak about a very useful service provided by Amazon that is totally free. Using the help of this service, you will be able to take out a loan for 20,000 rupees and use it to purchase any item you wish on Amazon India website.

We often find ourselves wanting to purchase something online, but we do not have the necessary funds to make the purchase. A number of different services were launched by Amazon in the past in order to facilitate this type of purchase, such as EMI and No Cost EMI. With Amazon Later Pay, you will be able to do online shopping at Amazon up to Rs.60,000. This is a new finance service that Amazon recently introduced.

How to close amazon pay later account

There are a lot of people today who prefer to purchase goods on installments (EMIs) because it involves paying for the items in installments rather than all at once. It allows you to pay for the entire amount of the item over time.

I am sure all of you have heard about Amazon and you have probably done some online shopping from this site at some point in your life. If you shop online, you will be presented with a payment option where you will be able to choose between EMI and a credit card payment option, but for the EMI payment option, you must have a credit card to qualify.

Being dedicated todays article to pay later closer today you are going to learn about- How to close Amazon pay later account.

With Amazon Pay Later, you can now get Amazon goods on installments (EMI) without a credit card. When you order your favorite goods online, you can pay for them by debit card or internet banking. You can choose the installment from 1 to 12 months.

If you have balance in your Amazon pay account then you can transfer them in your bank account using this trick. also if you want to try Prime then check our Amazon prime free trial trick.

What is Amazon pay later

Amazon Pay Later is a new finance service offered by Amazon that allows you to pay for your purchases later. A loan is a type of credit provided by Amazon to customers for the purpose of shopping. You can deposit this bill after one month without having to pay any extra money.  

EMIs of 3 months or 12 months are also available. EMI options of 3 or 12 months may charge you a little interest.

With Amazon Pay Later, you can take some credit amount from Amazon using an Amazon Credit Card. This amount can be used for Amazon shopping. In addition to online shopping from Amazon, you can also pay your utility bills, such as electricity, water, mobile, etc.

After getting this facility many people search for How to close Amazon pay later account time to time to close their active accounts.

Is amazon pay later for free?

You don’t have to pay interest on a buy now, pay next month’s usage agreement since there is no interest charge. When the payment is made over an EMI (3-12 months), however, there is a possibility of incurring interest costs.

Amazon pay later charges

Why do we need to deactivate the Amazon pay later

There are many reasons why a customer might want to discontinue Amazon Pay Later. Below is a list of some of them. If any of these reasons apply to you, you may be considering deleting your Amazon Pay Later account.

  • Having a maximum payment limit of Rs. 10,000
  • There are times when I skip payments
  • There are high interest charges associated with making late payments.
  • Having a negative impact on a credit score
  • It is difficult to get a loan

Available options to deactivate pay later

The process of deleting your Amazon Pay Later account can be accomplished in four different ways. We will explain each method in detail one by one if you are interested knowing how to close Amazon pay later account. Because of this, all of you people will be able to follow them easily. As a result, you will also gain an answer to your question about how to close your Amazon Pay Later account. 

1- Contact Amazon Customer Care

For permanent deletion of your Amazon Pay Later account, you can contact Amazon Customer Care. It is possible to contact the customer service department by phone or chat. There is no doubt that this is a better method than emailing.

Make a call on this number and tell them that you want to surrender your Amazon pay later facility.

1800-3000-1637

This is the best way for the question on how to close Amazon pay later account.

2- Contact Axio (formerly Capital Float) Customer Service

You should contact Axio support when you are not able to resolve the issue using the above method if it is your lender. On all days of the week, their working hours are 9:00 am to 9:00 pm.

Email- [email protected]

Phone number- 08068075001

3- IDFC FIRST Bank Customer Service

Delete your Amazon Pay Later Account Permanently with IDFC FIRST Bank if IDFC FIRST Bank is your lender. It’s the best way to make sure you don’t have to worry about it again. We can be reached at 1860 500 9900 during operational hours on all working days except for the 2nd and 4th Saturdays and bank holidays. You can contact our IDFC FIRST Bank Customer Service team at any time between 9:30 am and 6:00 pm.

4- Reach out to RBI Ombudsman

The RBI Ombudsman is your only option if none of the above work. The RBI Ombudsman can help you with complaints. You just need to register, give details, and submit. A tracking ID will be sent to you for tracking your complaint. A reply from RBI will be notified to you via email.

Things to remember

Before proceeding to delete your account, consider these points. Check it out.

  • It won’t matter if your credit score drops slightly. Accounts can’t be closed. 
  • If you wish to deactivate Amazon Pay later, make sure all your payments & dues have been cleared.

Final words- I hope you have got sufficient answer for you question on how to close Amazon pay later account 2022. Now go ahead and submit your request by following any of the 4 different ways. I would recommend you to kindly first contact with Amazon customer care. And don’t got to RBI Ombudsman first.

About the Author

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Deepak Tiwari is a blogger and writer born on 3rd January 1990. He has a passion for writing and has been actively involved in creating engaging blog posts on various topics. Tiwari has gained a reputation for producing high-quality content that is both informative and entertaining. He is dedicated to sharing his insights and knowledge with his readers and continues to be a valuable contributor to the blogging community. You can follow him on Linkedin

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